These are paid without regard to claimant’s income, as long as they meet the particular qualifying conditions. They are divided into two categories: contributory and non-contributory benefits.

Contributory benefits replace earnings if a person is sick, unemployed, retired etc. Entitlement is conditional on claimant or their partner having paid or being credited with National Insurance contributions.

Non- contributory benefits are not dependant on National Insurance contributions and payment is made irrespective of income and capital status.

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